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5 Reasons Why Small Business Loans aren’t Your Best Option

best small business loanSmall businesses require funds for various reasons. A loan might be required for business expansion, purchasing inventory, purchasing equipment, increasing working capital or for property purchase. There are various means to secure a small business fund like crowdfunding, traditional bank loan, angel investors, and venture capitalists. Small business loans are one of the most common loans sought after.Read more

Do you Feel the Pinch? You’re not alone. Here’s why

working capital pinchWorking capital is measured based on efficiency of a business and its short term financial position. Every month, business owners need to meet current liabilities or short-term debts such as payment to vendors, suppliers, payroll, accounts payable or bills in order to stay afloat. To efficiently manage expenses, working capital should never keep declining over a long period of time.Read more

Simple Ways for Small Business owners to manage the Working Capital Gap.

bridge working capital gapWorking capital is a tricky thing to manage and not to mention, boring, too. The definition itself is an equation of business terms current assets minus current liabilities which requires even more definitions. Currents assets are the resources that can be converted into cash within a year, while current liabilities are your company’s debt obligations that need to be repaid in a year. Basically, something that affects all companies, big or small, in any industry in any part of the world.Read more

Control Your Cash Flow, Control Your Business

control cash flow in businessCash flow is the lifeline for any growing business and maintaining positive cash flow is essential to keep operations running smoothly. Negative cash flow usually comes from one of two places: not enough working capital and slow receivable collections. These things lead to great stressors on any business, like settling outstanding debts, paying salaries, purchasing equipment, or, worst of all, keeping the company’s doors open.Read more

Small Business is Big Business in Many Parts of the U.S. – Here’s Why

small business is big businessSmall businesses are considered the backbone of the United States, and micro businesses being the subset of the small business community, contribute the same. In addition to providing global economic stability, small businesses are creating jobs while keeping the economy moving in the smaller geographic locations. As per the U.S. Small Business Administration, small businesses make up for 99.7 percent of U.S. employer firms.Read more

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