5 Ways You can Optimize the Way You Manage Your Business Capital

The future value of your business is determined by the long-term investments you make today. Businesses with good financial health manage their business capital efficiently and maintain a good balance between company growth, its profitability, and liquidity. Cash flow is the life line for small businesses and can mean the diference between success or closure for a company. Tighter control of your business capital is critical especially for SMEs.Read more

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Small Business Benefits in Gaining Faster Access of Your Money: Borrow from Yourself

At times running a small business can be a rollercoaster ride in terms of managing finances. Setting up and handling a small business, from real estate services like home building to interior design, requires more than adequate finances. What is the best way to ensure that you are in total control of your money while running a small business? What if you can simply borrow from yourself? “Borrowing from myself,” can sound like an absurd idea.Read more

What is Cash Flow?

Cash flow refers to the net amount of cash or cash equivalents that flow in and out of a business. Cash flow can be either positive or negative. If the incoming cash is greater than the outgoing amount then you are experiencing positive cash flow.Read more

What is Small Business Financing?

Small business financing or franchise financing involves business owners securing funds to start a new business or support current or future business functions like hiring new employees, purchasing inventory, refinancing debt, or meeting short-term cash flow requirements.Read more

What is Small Business Lending?

Small business lending is a temporary arrangement where business owners are provided loan by banks or other financial institutions with the expectations that it will be paid back. To supply business loan these lenders accept assets as collateral and consider other key factors like yourRead more

What is Banking?

Banking refers to managing cash, credit, and other financial transaction of individuals and enterprises. The process involves accepting deposits and then lending the same to earn profits. Customers can deposit extra cash in the savings account and withdraw funds when needed. Also, they will be paid interests for the deposit, which improves cash flow.Read more

What are Commercial Prepaid Cards?

A commercial prepaid card is a flexible card solution for small businesses to cut-costs and efficiently manages employee expenses by presetting the spending limits. It is a secure alternative to paper pay checks and allows managing finance in one place.

What is Online Lending?

Online lending is a form of loan provided by institutions that are not traditionally part of the finance industry. A great alternative to conventional borrowing, online lenders allow faster access to working capital. Lines of credit, merchant cash advances, invoice factoring,Read more

What is Check Cashing?

Check cashing is an alternative financial solution to traditional banking. The process simplifies all your check cashing needs some of which includes payroll, the government issued benefits checks, money orders, bank drafts and tax refunds in a very less time. No minimum balance or monthly fees, low-income customers find check cashing businessRead more

What is Commercial Finance?

The loan offered to businesses by a bank or other financial institutions is termed as commercial financing. It involves a range of asset-based finance services including invoice discounting, asset-based lending, factoring, international factoring, and reverse factoring.Read more